BUSINESS PHILOSOPHY
Using my thirty-five plus years of business management and experience to provide my clients, their families and business with financial, healthcare and retirement strategies. Using my skills to help provide my clients the guidance to protect their assets and help achieve their financial goals. To become a lifetime resource to each of my clients.

QUALIFICATIONS
Licensed to sell Life Insurance, Disability Income Insurance, Health Insurance & Annuities in New York, New Jersey, Florida and South Carolina.
Certified in Long Term Care.
Certified in Long Term Care Partnership in New York, New Jersey, Florida and South Carolina.
Investment Advisor Representative of MetLife Securities, Inc.
Graduate of the Corporation for Long-Term Care Certification, Inc.

PERSONAL
A resident for over forty years in the Long Beach/South Shore area of Nassau County.
Family: A resident of Harbour Isle with my significant other Michele Kivolowitz.
Hobbies: Sports, Travel, Restaurants.

ORGANIZATIONS
Member and Executive Vice President of the Long Beach NY Chamber Of Commerce.
Member of the National Care Planning Council For Long Term Care.
Member of the American Association for Long Term Care Insurance.
Member of The Center For Long Term Care Reform.
Member of the National Association of Insurance and Financial Advisors.
Member of the National Committee To Preserve Social Security.
Member of the Senior Umbrella Network of Nassua County.
Charter Member of ElderCare Matters® Alliance.